Virtual terminals for credit card processing
If you want to be able to accept credit card payments from buyers for items on eBay.co.uk or eBay.ie, you'll need to have both a merchant account and a virtual terminal solution set up. Credit card payments aren't integrated into checkout on eBay.co.uk or eBay.ie.
A virtual terminal solution allows you to process payments when the buyer gives you their credit card details.
Tip: If you want to offer the option of paying with a credit card, remember that buyers can pay you with a credit card using PayPal. They don't necessarily need to register - they can pay as a PayPal guest user. PayPal just processes the card payment and puts the money into your PayPal account.