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  • How do I pay for my eBay item with PayPal?
  • What are the fees for using PayPal?
  • How can I be sure that the eBay seller has received my PayPal
        payment?
  • I have received a payment through PayPal. What can I do with the
        money?
  • How can I withdraw money from my PayPal balance to my bank
        account?
  • I haven't received my eBay item; can PayPal refund me?
  • As a seller, am I protected from fraudulent buyers?
  • I don't have a credit card; can I still use PayPal?
  • My seller wants me to pay extra for using PayPal. Is this allowed?
  • How do I confirm my email address?
  • I received an email asking for information, but I'm not sure if it's from
        PayPal.

    How do I pay for my eBay item with PayPal?
    You have three options. Please note that you may complete options 1 and 2 without already having a PayPal account. We will prompt you to create a PayPal account when you click the PayPal logo.

    Payment option 1: if you have a PayPal account and your eBay seller's auction accepts PayPal as a payment option, proceed with eBay's checkout. You will be automatically transferred to PayPal to pay for your eBay purchase.

    Payment option 2: if the seller's auction displays a PayPal logo, click on the logo, enter your email address and password and simply confirm the details of the payment.

    Payment option 3: log in to your PayPal account at https://www.paypal.com/uk and click 'Send Money'.

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    What are the fees for using PayPal?
    It is free to send money through PayPal and to maintain a PayPal account.

    PayPal Premier and Business accounts are charged a small fee for receiving payments. To view the current fee schedule for our Premier and Business accounts, click https://www.paypal.com/uk/fees or copy and paste the entire link into the address bar.

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    How can I be sure that the eBay seller has received my PayPal payment?

    To check the status of all payments you send via PayPal, log in to your PayPal account and click History. Click https://www.paypal.com/uk/HISTORY or copy and paste the entire link into the address bar. If your payment has a status of 'Completed' then the seller has received your funds.

    For more information about a specific transaction, click Details in the transaction record.

    For more information about the status of payments, click 'Help' in the top right-hand corner of any PayPal page.

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    I have received a payment through PayPal. What can I do with the money?
    When you receive a payment via PayPal, the funds are credited to your PayPal account balance. You then have the option of leaving the money in your PayPal account to fund your next purchase. Alternatively, you can withdraw the money to your bank account. (Minimum withdrawal fees apply.
    Click here for details.)

    If you have a balance in your PayPal account and you are sending a payment that can be funded entirely by the balance, PayPal will automatically use the balance to pay for your transaction. If you do not have enough money in your PayPal account to cover the whole transaction, PayPal will first use the balance in your account (if it is in the same currency you are sending) and fund the rest of the payment with your debit or credit card.

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    How can I withdraw money from my PayPal balance to my bank account?
    First, you may need to add your bank account to your PayPal account. To do this, click
    https://www.paypal.com/uk/BA or copy and paste the entire link into the address bar. Please take care to enter your bank details carefully. Any incorrect information can result in a reversed withdrawal fee. Please note that the name on the bank account has to be an exact match with the contact name on the PayPal account.

    Once you have registered your bank account to your PayPal account, you may withdraw your funds by following these steps:

    Step 1: log in to your PayPal account.

    Step 2: click 'Withdraw Funds' and following the instructions.

    Step 3: to view the fees for withdrawing funds, click https://www.paypal.com/uk/fees or copy and paste the entire link into the address bar.

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    I haven't received my eBay item; can PayPal refund me?
    Buyers who do not receive their eBay items should first contact their seller.

    To refund part or all of a payment, the seller can use PayPal's 'Refund Payment' link. The buyer's source of funds will be credited and the seller's receiving fees on the payment will be refunded.

    If a buyer is unable to resolve a dispute directly with a seller, PayPal offers two different programmes:

    1. PayPal Buyer Protection

    This programme provides protection to eBay buyers for PayPal transactions up to £500.00 GBP with no processing fee on purchases of tangible goods on eBay.com, eBay.co.uk and eBay.ca from eligible sellers. PayPal Buyer Protection covers items not received and items that are significantly different to the seller's item description.
    eBay buyers can look for the PayPal Buyer Protection icon in the 'Seller Information' box on any eBay View Item page to see if the item is covered.

    2. Buyer Complaint Process

    If PayPal's Buyer Protection programme does not cover a payment, a Buyer Complaint can still be filed. When a claim is filed for a transaction, PayPal will check to see which protection applies and will process the claim accordingly. If PayPal's Buyer Protection does not cover the item, the Buyer Complaint Process may still apply.

    For further detailed information, please visit our User Agreement for the PayPal service.

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    As a seller, am I protected from fraudulent buyers?
    All PayPal members with the status of 'Verified' are eligible for protection of up to £3,250 GBP (or equivalent in the currency of the relevant transaction) per year for payments received through PayPal from UK and US buyers for the sale of tangible, physical goods. Seller Protection is a free service. Conditions apply.

    To learn about the specific terms and conditions of PayPal's Seller Protection for the UK, click here.

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    I don't have a credit card; can I still use PayPal?
    Yes. PayPal accepts any debit card with a MasterCard, Visa, Switch or Solo logo. Add your card in the same way as you would a credit card. When you send money, choose to debit funds from your card. If you would like to use your debit card for all payments, go to Profile and make it your primary card.

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    My seller wants me to pay extra for using PayPal. Is this allowed?
    Sellers who accept electronic money services as a means of payment for an item purchased on eBay, may not impose a surcharge (or extra fee).

    Electronic money services include, but are not limited to, services such as PayPal, Nochex, FastPay or Moneybookers. eBay's policy is to ensure that all buyers receive clear and accurate pricing information when trading on eBay.co.uk.

    Click here to view our policy on surcharging.

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    How do I confirm my email address?
    When you register a new email address, PayPal automatically sends a 'PayPal Email Confirmation' to your email address. To receive payments through this email address it must be confirmed.

    Click the 'Click here' link in the email. You will then be taken to the PayPal website and asked to enter your password. Click 'Confirm' to confirm your email address and activate your account.

    If you no longer have this email, you can have another sent. Simply log in to your PayPal account and click 'Profile'. Click on the 'Email' link from under the Account Information bar and select the email address to be confirmed. Click 'Confirm' and a new confirmation email will be sent to you.

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    I received an email asking for information, but I'm not sure if it's from PayPal.
    To help you discern the legitimacy of an email, please note that no PayPal email will ask you for any of the following:
    • Your password and email address combination
    • Credit card numbers
    • Bank account numbers
    • Debit card PIN
    • Driving licence number
    • First and last names

    When using the PayPal service, always ensure that the URL address listed at the top of the browser is https://www.paypal.com/uk/. The 's' at the end of 'http' ensures that the website is secure. Even if the URL contains the word 'PayPal', it may not be a PayPal webpage.

    If you think that you have received a fraudulent email, please forward the original email to spoof@paypal.com and then delete it.

    To view PayPal's 'Security Tips', click here.

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