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Keep your business moving forward

Easily get the money your business needs to grow with eBay Seller Capital.

    • Fast

      Get funds as quickly as 1-2 business days

      upon approval.*

    • Flexible

      Repay as you earn through a percentage of

      your eBay sales.*

    • Easy

      Complete YouLend’s simple application in

      minutes.

    Apply now

    Apply now

    In partnership with YouLend, eBay Seller Capital helps businesses like yours grow with flexible funding from £500- £2,000,000. Funding can be used for any business purpose and is typically repaid as a percentage of your eBay sales.

    You are eligible for eBay Seller Capital if:

    • You have been trading for 3 months

    • You generate at least £500 in sales through eBay each month

    To check whether you are eligible to apply, click the button below. Please ensure you’re logged into the eBay account you would like the funding to be linked to for funding and repayment. You’ll be directed to the application page where you will see which offers are available to you.

    Apply now

    No, eBay has selected YouLend as the preferred finance provider in the UK.

    You can apply here and typically get a quote the same day. In the application, you will be asked for some basic information about your business, and to share business bank statements. This can take as little as 5 minutes, and if you prefer, you can speak to the YouLend team directly to help with your application.

    You can use the funding for any business purpose. Most sellers use the funding to buy stock, invest in advertising, invest in storage space or to manage a temporary disruption to the business.

    Your offers will be based on your eBay sales history. The longer you've been trading and the higher your monthly revenue is, the better your offers will be. Typically, you can expect your offer will be the same amount as your average monthly sales with eBay.

    Repayments will happen automatically as a fixed percentage of daily eBay gross sales. This percentage is pre-agreed during your application process and typically ranges from 5-25%.

    No. You will only be charged a single fixed fee, so you know exactly what you will repay up front.

    There is no fixed term for our finance, meaning there are never any late fees, ever. Having said that, if repayment performance is below expectation, our team can arrange alternative repayment options that are better suited to your business.

    Applying for finance through YouLend will not impact your credit score. Taking out finance, and not repaying, could impact your credit score.

    Once you have been funded by YouLend at least once, and have repaid 80%, you can usually get quotes for additional funding and get the funds transferred the same day that you request it.

    To find out your outstanding balance, you can simply log in to your YouLend account which shows you your full payment history. 

    Yes, you can always make one-off payments free of charge if you would like to. Please note, this will not change the one-off fee. 

    Terms and conditions

    *eBay Seller Capital financing provided by YouLend. Subject to YouLend's terms and conditions. If you apply, eBay will transmit the following information to lender partners so that they can review your application: Your application details, your current feedback score, and sales information from last 24 months, and items sold/returns in last 30 months. If your application is approved, eBay will share additional information such as your seller account status and sales activity monthly during the term of the loan to help lender partners fulfill their financing agreement with you. eBay may earn a commission from its lender partners.