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Spread the Cost with 0% Interest for 4 months*

Shop millions of items on eBay, then pay with PayPal Credit to spread the cost of your entire basket for 4 months* if you spend £99 or more.

Be Inspired

Representative example:

Assumed Credit Limit:

£1,200

Purchase Interest Rate:

19.9% p.a (variable)

Representative:

19.9% A.P.R (variable)

Terms & Conditions apply, click here for more information.

More Reasons to Shop with PayPal Credit on eBay

Basket

Instant Access

If approved, you can shop straightaway.

Locker

In Safe Hands

PayPal works hard to keep your financial information secure and Paypal Buyer Protection covers your eligible purchases.

Stopwatch

Shop Faster

All you need to speed through checkout with PayPal is an email address and password.

0%
Interest*

Paypal Credit

How Do I Apply?

Applying for PayPal Credit is easy:

  1. Select the PayPal Credit button at checkout.
  2. Complete the short PayPal Credit application form.
  3. If approved, choose an offer.
  4. Complete your purchase.

What is PayPal Credit?

Think of it as credit without a card. If approved, you’ll get a credit line in your PayPal account that can be used straight away. This could be to access monthly offers, or just to use as one of your payment options for eBay purchases.

What happens if I have more than one item in my basket?

If you are using an instalment or other promotional offer, this offer applies to the total purchase amount including postage and packaging so you can have as many items in your basket as you like.

If the seller ships some of your items before others, PayPal Credit may split your instalment or promotional offer on a per-item basis. The purchase amount and monthly instalment amount may change if you or the seller amend your order, such as adding additional delivery charges or applicable taxes.

What if I don’t have a PayPal account?

The first stage of the PayPal Credit application process will ask you to sign into your PayPal account, or offer you the opportunity to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively, you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

For more information, call PayPal Credit Customer Service on 0800 368 7155.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively, you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

For more information, call PayPal Credit Customer Service on 0800 368 7155.

Opening hours:

8:00 a.m. to 6:30 p.m. Monday to Friday

8:00 a.m. to 6:30 p.m. Saturday and Sunday

FAQs

What is PayPal Credit?

Think of it as credit without a card. If approved, you’ll get a credit line in your PayPal account that can be used straight away. This could be to access monthly offers, or just to use as one of your payment options for eBay purchases.

What happens if I have more than one item in my basket?

If you are using an instalment or other promotional offer, this offer applies to the total purchase amount including postage and packaging so you can have as many items in your basket as you like.

If the seller ships some of your items before others, PayPal Credit may split your instalment or promotional offer on a per-item basis. The purchase amount and monthly instalment amount may change if you or the seller amend your order, such as adding additional delivery charges or applicable taxes.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively, you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

For more information, call PayPal Credit Customer Service on 0800 368 7155.

What if I don’t have a PayPal account?

The first stage of the PayPal Credit application process will ask you to sign into your PayPal account, or offer you the opportunity to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit.

Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.

Opening hours:

8:00 a.m. to 6:30 p.m.
Monday to Friday

8:00 a.m. to 6:30 p.m.
Saturday and Sunday

If you're calling from outside the UK, call 0044 800 368 7155.

*Subject to status. Terms and conditions apply. UK residents only. To maintain an offer, you must keep up your minimum payments and stay within your credit limit. Figures may change if you modify your order. Available on baskets of £99+.

eBay Marketplaces GmbH is an appointed representative of eBay International AG (both of Helvetiastraße 15-17, 3005 Bern, Switzerland) and is authorised by the FCA to conduct credit broking for a restricted range of finance providers. Finance is provided by PayPal Credit (a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg).